Standard Deviations Podcast | Living Confidently

FEATURED EPISODES

Immigrants + Finance with Iván Watanabe (Pt. Two)

Iván is a graduate of the College of the Holy Cross with a bachelor’s degree in political science and Spanish literature and brings a unique blend of analytical and holistic thinking to each of his clients. Iván’s expertise is in asset protection, wealth accumulation and wealth distribution strategies. His vast knowledge and rich experience in the finance industry earned him one of the most prestigious industry awards, the President’s Council Award in 2018. The son of a Venezuelan mother and a Japanese father, Iván enjoys working with families of diverse backgrounds; he is particularly sensitive to and appreciative of the nuances that come with various cultures in the context of planning for the future. His contributions to the Latino business community have been recognized on a national stage, and he was voted one of El Mundo Magazine’s Latino 30 Under 30 in 2016. Iván is also a former board member of the New York chapter of the Association of Latino Professionals For America (ALPFA), and he remains an active corporate liaison to help advance the success of Latino professionals. He and his wife are residents of Westchester. He spends his free time playing basketball, golf, and cheering for his favorite sports teams, the Boston Celtics, Boston Red Sox, and Miami Dolphins. Tune in to hear: – How do various cultures differ on their views of wealth and propensity to openly discuss financial matters? – What are some of the unique financial concerns and strengths faced by immigrant families? – Financial preparation takeaways from coronavirus and other disruptive, unexpected events. – For many first generation families, owning property is a sign of financial success and a big priority – what is the genesis of this belief, and how does one counsel their clients to take a more diversified approach? – What practices could American money culture adopt from immigrant cultures to strengthen our approach to investment and savings? Follow up with Iván:
Web – www.opus-pc.com
LinkedIn –www.linkedin.com/in/iv%C3%A1n-watanabe-2185a49

#62 / June 12, 2020

Immigrants + Finance with Ashvin Chheda (Pt. One)

Ashvin Chheda, President & Managing Director at Opes One Advisors, was born in Ibadan, Nigeria. He was fortunate to be raised on the University of Ibadan campus, where his parents were professors. Moving to the UK, Ashvin earned a Bachelors of Engineering in Electrical Engineering from the University of Manchester Institute of Science and Tech, and subsequently moved to the US to complete a Master’s of Science at the University of Michigan. While employed at a large telecom company in the 90’s, Ashvin was exposed to a set of elegant and innovative financial strategies. He earned the appropriate licenses and has achieved a great deal in the past decade as a financial professional and mentor. He has 48 patents granted for sophisticated solutions to various engineering problems and has redirected and harnessed this level of energy and innovation for his financial planning practice. He has won numerous Centurian club awards. Tune in to hear:
– What impact from coronavirus is Ashvin seeing on his clients?
– Which workforce sectors are getting hardest hit, so far, by Covid-19?
– Potential approaches financial professionals can take when there are unprecedented levels of uncertainty
– What the concept of “bucketing” means within a financial plan and how this can encourage positive investment behavior
– How to counsel a client set on sending money home to family abroad without having their own stable financial house secured
– While every person’s financial situation is unique, how in general do the financial concerns of a first generation American differ from say, a fourth generation American?
– What are some unique financial planning considerations for clients on a work visa? Follow up with Ashvin: https://www.ashvinchheda.com

#61 / May 28, 2020

Breaking the Chains of Debt with Nichole Mayer

Nichole is a wealth management advisor with Westpac Wealth Partners who has 13 years of industry experience. She joins Dr. Crosby this week to discuss the good, bad and ugly of taking on personal debt. Listen in to learn: How certain types of debt can actually be good What she thinks can be done about the student debt crisis Why you might not be able to afford as much home as that mortgage calculator suggests What to consider when taking on credit card debt Many personal finance professionals consider “debt” another four letter word but Nichole’s nuanced take will give you much to consider. Follow up with Nicole: https://www.westpacwealth.com/team/nichole-mayer

#48 / August 22, 2019

Adapting to a Changing World with Marty Nachemson

Marty Nachemson is a partner at Prosperian Wealth Management where he specializes in holistic financial planning. Today, he joins us to discuss how he stays adaptable in a business world that’s always changing. We touch on: How “adaptability quotient” or AQ, differs from IQ and EQ Is the world really changing faster than ever? Harvard’s take on the three keys to having high AQ How to create a culture that is comfortable with change Follow up with Marty: http://prosperianwealth.com/martin-nachemson/

#43 / July 18, 2019

ALL EPISODES

Lessons on Leadership with Noreen Beaman

Noreen Beaman is living the American Dream. After starting at Brinker Capital three decades ago, and having worked in every vertical in the company, she is now the CEO of the multi-billion-dollar asset management firm. In this episode, Noreen shares the lessons of leadership she learned along the way, including: > How she defines leadership > The steps she takes to ensure that Brinker’s culture remains vibrant > What she learned from her biggest professional mistake > The place of failure and hardship in becoming a great leader

#24 / March 7, 2019

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#24 / March 7, 2019

Unexpected Keys to Financial Success with Michele Lee Fine

What’s broken and what works in today’s wealth management industry? This week we talk to Michele Lee Fine, President Cornerstone Wealth Advisory about this and the importance of managing fees, risk and taxes, and under-considered investment strategies. Follow up with Michele: https://www.strategiesforwealth.com/team/michele-fine

#23 / February 28, 2019

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#23 / February 28, 2019

The Future of Retirement with Douglas Boneparth

Douglas Boneparth is an InvestmentNews 40 Under 40 alum and co-author of The Millennial Money fix. In this episode, we discuss: Whether or not online interactions can take the place of “in real life” connection The case for authenticity and being candid about our own struggles The changing shape of retirement and what it could look like in the future

#22 / February 26, 2019

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#22 / February 26, 2019

Should You Fire Your Male Broker with Blair duQuesnay

After her recent New York Times op-ed, “Consider Firing Your Male Broker”, Blair duQuesnay precipitated some soul-searching and started some great conversations about gender equality on Wall Street. This week, she joins Standard Deviations to give further insights into why she thinks the future of wealth management is female. Listen to learn: What Blair views as the source of women’s strong investment performance Why both women and men view women as less competent with money, despite data to the contrary Which financial planning considerations are unique to women’s lives What the industry can do to achieve gender parity

#21 / February 14, 2019

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#21 / February 14, 2019

Can You Do Well by Doing Good with Sonya Dreizler

Some call it ESG, while still others refer to as “impact” or “values-based investing.” But whatever you call it, Sonya Dreizler, the founder of Solutions With Sonya, can help you make sense of how you can wear your heart on your sleeve and still secure your financial future. In this episode we discuss, whether or not divesting of public equities has the intended impact, why shareholder engagement is the future of values-based investing, how owning stocks of companies you hate might actually make a lot of sense, and how ESG investing can actually improve investor behavior.

#20 / February 8, 2019

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#20 / February 8, 2019

Millennial Myth Busting with James Matthews

With all the negative stereotypes around Millennials and money, it’s hard to separate fact from fiction. Luckily, James Matthews, Director of Wealth Management at Consolidated Planning, joined us and he’s just the guest for that job. Listen in to learn about couples’ five most common sources of disagreement about money and how a deeply felt personal purpose can lead to better financial decisions. Follow up with James: http://www.cplanning.com/team/james-matthews

#19 / January 31, 2019

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#19 / January 31, 2019

Business Lessons from a Spy with John Nolan

This podcast will not self-destruct after listening. It will teach you a thing or two around the skill that separates good from great spies, the surprising lengths to which companies and countries go to steal secrets, and how to get complete strangers to share their secrets. Get ready to be fascinated by John Nolan, who spent 22 years in the CIA before going on to found and sell his own corporate espionage firm.

#18 / January 24, 2019

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#18 / January 24, 2019

Becoming a Behavioral Investor with Dr. Daniel Crosby

For fans of psychology, personal finance and the elusive search for happiness, this episode is a can’t miss. This week, the tables are turned as Dr. Crosby passes the mic to Dr. Brian Portnoy, author of The Geometry of Wealth. Brian and Daniel discuss Dr. Crosby’s new book, The Behavioral Investor, touching on the four primary types of investor misbehavior, what can be done to manage behavioral risk and the future of behavioral finance.

#17 / January 17, 2019

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#17 / January 17, 2019

Becoming a Public Speaker with Jennifer McClure

What’s the recipe for a great presentation? This week Jennifer McClure, an entrepreneur, keynote speaker, leadership success coach, and former HR executive who works with business leaders to build their influence, think strategically, and create maximum positive impact at work and in life, provides a masterclass on sharing ideas with the world generally as well as specific advice around common clichés to avoid and for how to create a business around public speaking.

#16 / January 10, 2019

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#16 / January 10, 2019

Feeding Your Unicorn with Tra Williams

Do you let others define your success? This week, entrepreneurship consultant Tra Williams offers us a personal life lesson on why you need to stop, on why work and life are equal goods that feed one another, not separate entities to be “balanced,” and how to maintain childhood and creativity, all while earning a living. Listeners will leave energized and more encouraged than ever to chase that long-ignored dream!

#15 / January 3, 2019

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#15 / January 3, 2019

About Dr. Daniel Crosby

Dr. Daniel Crosby is a psychologist and behavioral finance expert. His first book, Personal Benchmark: Integrating Behavioral Finance and Investment Management, was a New York Times bestseller. His second book, The Laws of Wealth, was named the best investment book of 2017 by the Axiom Business Book Awards, and his latest work, The Behavioral Investor, is an in-depth look at how sociology, psychology and neurology all impact investment decision-making. Dr. Crosby has also contributed to Living Confidently previously to create our Vision Test and Personality Quiz.

All opinions expressed by Dr. Daniel Crosby and podcast guests are solely their own opinions and do not reflect the opinion of The Guardian Life Insurance Company of America (Guardian) and its affiliates, subsidiaries, employees and agents. This podcast is for informational purposes only and should not be relied upon as a basis for legal, tax and investment decisions, as participants are not undertaking advice for any specific individual or situation. The opinions are based upon information participants consider reliable and Dr. Crosby and Guardian are not responsible for the consequences of any decisions or actions taken because of the information provided. Not all guests are not employees of Guardian or any of its affiliates. GUARDIAN^® and the GUARDIAN G^® logo are registered service marks and are used with express permission. All materials are subject to United States copyright laws. ^© 2018 Guardian. 2018-67236 Exp 9/2020