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The LGBTQ+ community has fought hard for fundamental human rights, from workplace treatment and healthcare to marriage and family planning. These milestones in LGBTQ+ rights, coupled with strong financial habits, can help create a future you can be proud of.

Paving the Way to Today

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Berkeley, California is the first city to offer its employees domestic partnership benefits

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Human Rights Campaign creates the corporate equality index to encourage workplace LGBTQ+ equality

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A memorandum is signed to protect LGBTQ+ visitation & healthcare decision-making rights

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The U.S. Supreme Court rules same-sex couples have the fundamental right to marry

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Progress continues with The Respect for Marriage Act of 2022

The Respect for Marriage Act was signed into law on December 13, 2022. The bill protects same-sex and interracial marriages, specifying that states must recognize same-sex marriage across state lines and that same-sex couples have the same federal benefits as any married couple.

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Employment

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Housing

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Public Accommodations

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Public Education

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Federal Funding

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Credit

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Juries

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Emotional and financial well-being are inextricably linked. Despite strides made in legislation, LGBTQ+ people still are subject to stresses that affect how they feel about their financial future. In a recent Guardian study, 20% of working Americans, including the majority of LGBTQ+ respondents, landed in the most stressed segment.

Of these day-to-day decision-makers, only

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feel on track to meet their financial goals

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use a financial planner

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have a formal, written financial strategy

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As the LGBTQ+ community so well knows, every victory requires effort, and now is the perfect time to take action. Here are a few things to consider that can help you feel confident in your financial future:

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Education

Know your options as well as your rights—educate yourself on basic personal finance, budgeting and saving

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Planning

Since stress often leads to less than optimal decision-making, be sure to have a written financial strategy

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Strategic relationship

Offload some of your financial stress by using professional financial guidance and leveraging the right tools

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Ownership

Own protection and investment products as part of a well-thought-out plan for your family’s financial future

Brought to you by The Guardian Network © 2022.

The Guardian Life Insurance Company of America®, New York, NY.

Guardian, its subsidiaries, agents and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation.

Sources:

The Guardian Study of Financial and Emotional Confidence, 2021

http://www.hrc.org/hrc-story/our-victories

http://www.infoplease.com/ipa/A0761909.html

http://www.lambdalegal.org/in-court/cases/landmark

The Guardian Life Insurance Company of America New York, NY 10004-4025.

Pub7960 (06/20) 2022-148390 (Exp. 12/24)

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